2020 Kia Optima LX FWD
Verdict #1168 · 125,944 miles · VIN 5XXGT4L38LG400846 · Stock #400846 BUY
“2020 Kia Optima at $10,495 — $492 under expected value.”
Pros
- Sleek styling, great value used
- 1.6T/2.0T options; efficient
- Long warranty balance on newer ones
- Comfortable cruiser
Cons
- Theta II 2.4L (2011-2020) bearing-failure history — verify
- Theft-era key-start models need immobilizer check
- Renamed K5 in 2021
Analysis
The car: a 2020 Kia Optima LX FWD with 125,944 miles listed at Image Cars Incorporated (Fort Wayne IN) for $10,495.
The market: $492 below the CarGurus expected price of $10,987. CarGurus rates this listing Good Price against its comp set.
What to watch: Theta II 2.4L (2011-2020) bearing-failure history — verify. Theft-era key-start models need immobilizer check. At 6 years old with 125,944 miles, condition and maintenance history matter more than the badge on the grille — get a pre-purchase inspection before money moves. Verdict: BUY. The price is right for what it is, the model is a known quantity, and Image Cars Incorporated is an established store. Go drive it, verify the history, and don’t overthink it.
Market Comparison
- Asking price: $10,495
- Mileage: 125,944 miles
- CarGurus expected price: $10,987 (Good Price)
- Price position: $492 under expected
- Days on market: 20
- Dealer: Image Cars Incorporated (Fort Wayne IN)
The Original Listing
A live snapshot of the dealer’s listing page, captured automatically.

