“Low miles don’t excuse a price nearly double the market average.”

Analysis

This 2009 Toyota Matrix is the reliable, practical hatchback that it has always been: a 1.8-liter Toyota four-cylinder, four-speed automatic, and just 44,648 miles, which is genuinely low for a 17-year-old car. That mileage is the entire pitch, and it is a real one — this is about 2,600 miles a year, far under average.

The problem is the price. At $13,099, Premier Auto is asking roughly 80% more than the going dealer rate for this car: JD Power shows the average price paid for a 2009 Matrix at typical miles is about $7,275, and CarGurus regional averages sit near $7,000–$7,200. Low miles deserve a premium, not a doubling. You can find comparable low-mile 2009–2010 Matrix examples nationally in the $9,000–$11,000 band. Premier is a buy-here-pay-here store, and BHPH pricing bakes in the cost of in-house financing risk — if you need that financing, the premium might be tolerable, but a cash buyer is paying several thousand dollars too much. Walk in with eyes open or walk on.

Market Comparison

Market check: JD Power reports the average price paid for a 2009 Toyota Matrix at typical miles is about $7,275; CarGurus regional averages run $7,000–$7,200. National listings for low-mile (45k–55k) 2009–2010 Matrix examples cluster around $9,000–$11,000, with one comparable 49,698-mile S recently listed near $14,990 at a national retailer. At $13,099, this Premier Auto car sits at the very top of the band — roughly 30–80% over what the market pays.